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That call offering student loan forgiveness is probably a scam

of 40 million Americans aspire to hair removal Their student loans are being targeted by scammers, who are making fraudulent offers of help over the phone, text messages and emails, law enforcement officials warn.

Criminals often use old scams to take advantage of current affairs. In this case, they are using the Biden administration’s program to forgive student loans of up to $20,000 per borrower.

In a statement warning the public this week, Jeffrey Downey, a special agent with the Federal Bureau of Investigation in El Paso, Texas, said: I see it,” he said.

According to the FBI, scammers who claim to be able to get people through the Federal Student Loan Forgiveness Program use the scheme to get paid for services they don’t provide or collect personal information for other crimes. I am Send an alert.

The crooks behind the phone sometimes claim to represent banks or the US Department of Education. They then typically request personal information to initiate the loan forgiveness application process.

Scammers also send emails or text links from what appear to be official government websites requesting personal information such as a person’s name, social security number, and date of birth.

An important thing to remember to avoid being duped, officials said:

  • No payment of any kind is required to access or receive assistance from the Federal Student Assistance Program through the Department of Education or its partners.
  • Authorities have also warned against providing Federal Student Aid (FSA) ID login information, saying the request is a fraud and can only be used to cut contact between borrowers and servicers. It is also used to steal personal identities.
  • Borrowers are advised to know the risks before refinancing a student loan. Say.

Regulators are already overwhelmed with scams related to student debt problems. Criminals have long used real but tricky government programs to trick people into paying illegal fees or surrendering personal information. Federal Trade Commission in August Said It mailed over $822,000 in refunds to borrowers who were duped into an illegal debt relief scheme.

Only one application is possible debt relief Until December 31, 2023. Currently blocked by court order The Biden administration did not allow loans.

https://www.cbsnews.com/news/biden-student-loan-debt-relief-forgiveness-scam/ That call offering student loan forgiveness is probably a scam

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