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How To Sell A Fire Damaged Home In Texas

Selling a home damaged by fire can be a complex process. However, with the right approach and plan, it can be done.

Here are some tips for how to sell a fire-damaged home in Texas.

What To Do If Your Home Has Been Damaged By Fire

The first thing you need to do if a fire has damaged your home is to assess the damage and ensure it is safe to enter the premises. If it is unsafe to enter, you should contact a professional fire damage restoration company to assess the damage and make repairs.

Once you have determined that it is safe to enter the home, you should contact your insurance company immediately. Take photos as a record of the damage, as this will help file your claim.

Your insurance company will then send an adjuster to assess the damage and determine the extent of coverage. You need to find out if your insurance claim policy pays you an actual cash value.

Depending on the stringency of the damage, you may need to hire a professional fire damage restoration company to make repairs.

Getting Started On Repairs

If you decide to repair the damage and DIY, it is important to do so safely. Wear protective gear such as gloves, goggles, and a mask to avoid inhaling harmful fumes.

Start by removing all of the charred debris from the home. This includes furniture, carpets, drapes, and anything else that was damaged by the fire. Once you have removed the damaged items, you can begin cleaning up the soot and smoke damage.

Though it’s always recommended to hire a professional fire damage restoration company as they have the burned house experience and equipment necessary to safely and effectively repair your home.

Contacting The National Fire Protection Association

NFPA is a national organization that provides resources about house fires and information on fire safety. They offer a variety of resources on their website, including tips for selling fire-damaged properties and fire restoration.

Selling A Fire Damaged Home In Texas

Fire Cash Buyers, are the #1 rated fire-damaged house buying company in Texas. They’re the easiest route to go since they pay all closing costs, pay cash, and typically close in 21 days or less. You can also continue with the harder route, in which you will need to find a real estate agent who specializes in selling fire-damaged houses. It is also a good idea to get a home inspection to ensure that the repairs were done properly and that there are no hidden problems.

When you are ready to list the home, be sure to disclose the fire damage in the listing. This will allow potential home buyers to make an informed decision about whether or not they are interested in purchasing the property.

Below are some ways to sell your damaged home in Texas.

List Your Fire Damaged Property For Sale “As Is.”

You may be able to sell your fire-damaged house “as is” if the damage is not too severe. In this case, you would simply list your property for sale and disclose the damage in the listing.

You may contact real estate agents to help list and sell your property. You can also list your property on online marketplaces such as Zillow, Redfin, or Trulia.

If you decide to sell your smoke-damaged home “as is,” be sure to price it accordingly. Remember that potential buyers will likely want a discount due to the damage.

Selling A Home Through An Auction

Another option for selling a fire-damaged house is to sell it through an auction. This is typically done when the damage is too severe to repair or if the property is located in a high-risk area for wildfires.

To sell your home through an auction, you will need to contact a licensed auctioneer. They will help you set up the auction and market your property to potential buyers.

Auctions are typically held online or in person. The buyer who offers the highest bid at the end of the auction will win the home.

Demolition And Rebuilding

In some cases, the damage from a fire may be so severe that the only option is to demolish the home and start from scratch. This is typically done when the foundation or structural integrity of the home has been compromised.

If you decide to demolish your fire-damaged home, you will need to contact a licensed contractor. They will help you safely demolish the property and dispose of the debris.

Once the home has been demolished, you will need to obtain a building permit from your local municipality before you can start rebuilding.

Rebuilding a fire-damaged house can be a lengthy and expensive process. Be sure to consult with your insurance company to determine if they will cover rebuilding costs or repair costs in the insurance settlement.

Selling Your Fire Damaged Home To A Cash Buyer.

If you need to sell your fire-damaged house quickly, you may want to consider selling it to a cash buyer. Cash buyers are typically real estate investors who specialize in buying homes that need repairs. Look for property investors with a no-obligation cash offer.

Selling off your burdensome houses to a cash buyer is a quick and easy way to sell your property. However, you will likely sell your home for less than its market value.

Research the company beforehand if you decide to sell your smoke-damaged home to a cash buyer. There are many scams in the real estate industry, so working with a reputable and trustworthy company is essential.

You can find cash buyers online or by contacting a local real estate investment company.

Obtaining A Loan Against Your Fire Damaged Home.

If you need fast cash or money, you may be able to obtain a loan against your fire-damaged house. This is mostly done through a home equity line of credit (HELOC) or a home equity loan.

To qualify for a loan, your home must have enough equity to collateralize the loan. Equity is the portion of your home’s value that you own outright.

For example, if your home or property is valued at $100,000 and you owe $50,000 on your mortgage, you have $50,000 in equity. You will have to pay additional closing costs.

If you decide to take out a loan against your fire-damaged home, shop for the best rates and terms. You can compare loans from different lenders online. And choose the mortgage lender that best suits your needs and offers minimum closing costs.

Tips For Buyers Of A Fire Damaged Home.

If you are considering purchasing a fire-damaged home, you should keep a few things in mind. First, get a professional inspection to ensure that the repairs were done properly and that there are no hidden problems.

You will also want to ensure you get a good deal on the home. Be sure to compare the prices of similar homes in the area to ensure that you are not overpaying for the property.


Selling a fire-damaged home in Texas can be challenging, but it is possible with the right approach. Be sure to assess the damage, make repairs, and find a real estate agent who specializes in selling fire-damaged homes and provides services for the entire process. Look for Investment firms or buyers who can buy fire-damaged houses.

With these things in mind, you can sell homes quickly and for a fair price.


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